Travel Knowledge

Travel Money Guide & Overseas Spending

Planning a holiday or business trip abroad? Follow our expert UK banking guidelines to make the most of your money and avoid costly overseas fees.

Crucial Tip

Always Choose to Pay in Local Currency

When paying with your debit or credit card abroad, card terminals will often ask if you want to pay in GBP (£) or the local currency (e.g., EUR or USD). Always choose the local currency to avoid poor dynamic currency conversion (DCC) markups.

Save Money

Beware of Independent Foreign ATMs

Independent ATM operators (like Euronet) often charge high local withdrawal convenience fees. Where possible, withdraw cash from ATMs operated by major established international banks.

Good to Know

Tell Us You're Travelling — No Need Anymore!

With modern B Bank smart security monitoring, you no longer need to inform us before you fly abroad. Your contactless debit and credit cards work automatically worldwide.

24/7 Security

Emergency Overseas Assistance

If your B Bank card is lost, stolen, or swallowed by a machine while abroad, contact our 24/7 international helpline at +44 2476 842 100 for instant card cancellation and emergency cash disbursement.

Informational Travel Money Notice

B Bank does not supply physical foreign currency banknotes over the counter at retail branch counters without prior order. Customers are encouraged to use contactless debit and credit cards for superior exchange rates and fraud protection.