UK Payment Rails

Business Payments & Payroll

Send money accurately, securely, and at scale. From employee salaries to major supplier invoices, manage your business cash flow with complete control.

Business Payment Rails Information Notice

Bulk Bacs, CHAPS, and dual-authorisation descriptions represent standard UK commercial rails. Domestic Faster Payments and electronic transfers are available directly in your digital banking profile.

Standard UK Clearing & Payment Rails

Faster Payments

Immediate (Under 2 Hours)
Up to £1,000,000 per transaction

Instant 24/7 UK domestic bank transfers for day-to-day supplier invoices and urgent business outgoings.

Bacs Direct Credit

3 Working Days
Unlimited bulk volume

The cost-effective UK industry standard for regular staff payroll, pensions, and scheduled supplier batch runs.

CHAPS High-Value

Same-Day Guaranteed
Unlimited amount

Bank of England settlement rail designed for commercial property purchases, large acquisitions, and corporate treasury transfers.

Multi-User Security & Dual-Authorisation

Protect your company funds by requiring two independent directors or authorized finance managers to approve payments over customizable threshold limits. Safeguards against fraud, human error, and unauthorized disbursements.